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A few of the health insurances on the Spanish market

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MCS Insurances - Health insurance

There are a lot of different health insurances on the Spanish market.

These insurances are yearly contracts, which means that on the day of maturity the client or the insurance company can terminate the insurance policy.

A few of the insurances on the Spanish market made a stipulation in their general conditions that the policy cannot be partially terminated by them.
We only supply the insurance products that do have this clause in their general conditions.
 

There are a lot of different health insurances on the Spanish market.

There are also insurances who limited the number of days of hospitalisation
to 7 or 30 or 60 days.
Our insurances do not have a limit regarding the number of days of hospitalisation.

Apart from that it depends on the age of the person involved to establish with which company one is able to effect an insurance.

We have 2 different health insurances

1. With the health insurance a list of doctors, specialists and hospitals is supplied with whom the company cooperates. (no age limit)
- The visit to these doctors, specialists and hospitals is without any costs
- Unlimited number of days of hospitalisation
- Medicines during hospitalisation are covered
- Medicines you have to get yourself with the pharmacy are not covered.
- Existing illnesses and diseases are excluded.


2. “Reembolso” insurances (to effect only for people between 0-65 years of age)
- You will get a brochure mentioning the doctors and hospitals this company cooperates with.
- With this company you may also visit doctors that are not mentioned in the brochure and therefore not cooperate with the insurance company.
In that case you will pay the bill of the doctor and present it to us.
- The company will refund 80% of the bill
- Medicines during hospitalisation are covered
- Medicines you have to get yourself with the pharmacy are not covered.
- Existing illnesses and diseases are excluded.

Because of the fact that more doctors do not want to cooperate with insurance companies the “Reembolso” product is a perfect alternative because you are able to visit any doctor with this product.

Click here to request a proposal without obligation.

 

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