Medical progress and the ever better medical care
brings about people living much longer.
That on itself is an absolute plus, but at the same time we should take
into account that we as we grow older, are more easily confronted with
ilnesses or deseases that causes us to be dependent.
Besides elderly people also young people can become dependent as a
consequence of
various reasons.
Below we mention a few examples of events in which people can become dependent of other people:
- A handicap
- Alzheimer desease
- Motoric disorder
We could make a long list of events which
can change people’s live at one stroke and
probably all of us will experience this at
one time, be it directly or indirectly.
MCS thought about this and therefore puts at
her clients disposal a health care insurance
as an option for a well taken care for
future.
What does this care insurance imply?
This insurance is there for people that need
to be able to count on permanent care
because of their age, a disease, a handicap
or for people that suffer from physical,
mental or intellectual disorder, that hinder
them to undertake their fundamental daily
activities.
These fundamental activities comprehend the following:
- Move to en from your residence
- Regulate urinating and defecation
- Washing and other physical care
- Homecare and support with important
decisions
Purpose of this insurance:
The purpose is to prevent your family from
having to pay all of these costs and to
protect your personal capital in case
someone all over sudden would become
dependent.
Which guarantees does this insurance offer?
With this insurance, the person who takes
care of your personal situation, may choose
from getting an initial capital to cover the
first costs of dependency and/or receiving a
lifelong monthly income at recognizing total
dependency.
This insurances includes a guarantee for
support and access to a broad range of
services.
Some of these services will be at the
expense of the insured; you can find these
in the company’s manual, that describes the
services at dependency.
This manual will also advice you on expert
personal and will help you find medicines
and discounts for people who are dependent.
General characteristics:
• Age at effecting the insurance: between 45 and 70 years
• Coverage: Total dependency
• Delivery: a monthly income and/or a
capital payment
• Duration: for life
• Contribution: a lifelong monthly interest (until dependency
has come into effect)
• Kind and amount of the contributions:
level depends on age, gender and income at
the time of entry
• Additional facilities: Access to certain services for
dependency.
• Units monthly income: until 5 units of € 500,00 which
corresponds with a monthly income of €
2.500,00 during the total dependency.
• Units onetime payments: until a maximum of 5 units of €
2.500,00, which corresponds with a onetime
payment of maximum € 12.500,00 when becoming
dependent.
Benefits in relation to the selected module:
Module
Monthly benefit
Onetime payment
1
€ 500,-
€ 2500,-
2
€ 1000,-
€ 5000,-
3
€ 1500,-
€ 7500,-
4
€ 2000,-
€ 10.000,-
5
€ 2500,-
€ 12.500,-
An example of the contribution with an income of 1 unit of € 500,00 per month for a male person:
Age of person insured:
- 45 years
- 50 years
- 55 years
- 60 years
- 65 years
- 70 years
Apply for a taylormade project for your
individual coverage for a monthly payment
and/or an initial capital (in order to cover
the first costs when the situation of
dependency arises).
